12 February 2021

How Can We Pay a Higher Interest Rate Than Your Bank?

We provide commercial short term loans to property developers against securities and mortgages on tangible real estate assets. In return, we charge them a high interest rate for a short period of time. This enables us to provide competitive interest rates to our own Investors as well as provide them with significant security. This means that as well as protecting our investors, our commercial lending provides us the means to pass on greater interest rates than our High Net Worth investors can expect to receive from regular banking deposit accounts.

Getting a good fixed interest rate is key for High Net Worth investors who don’t want unnecessary market exposure chasing volatile yields in uncertain times. The protection of capital with large security and excellent net fixed returns are fundamental in ensuring portfolio risks are minimised. Our current terms are able to provide secured fixed interest rates from 6 to 48 months in Euros, Dollars and Sterling, with interest rates ranging between 2%-6%, depending on the term and currency. Interest payments are distributed to investors every month to their chosen bank accounts.

With bank interest rates currently offering less than 1% per anum and capital markets showing great volatility, our offering is very attractive to High Net Worth investors. Collective investment schemes can also often be expensive, with onging management charges both at the collective and financial adviser level as well as inside the underlying sub-funds, the effect of which is to further drive down yields.

Crucially, we have no upfront or ongoing management charges which means that the yields we produce are provided on a net basis. Net yields at this level, which offer high security, provide some of the best returns in the market.